Long-term Cash Loan with Fixed Interest Rate
|
Type of Loan |
Long-term cash loan |
|
Purpose of Loan |
Non-purpose loan |
|
Loan Beneficiary |
Employees and pensioners with regular monthly income |
|
Loan Amount |
From 60,000 to 1,170,000 RSD |
|
Currency |
RSD |
|
Loan Indexation |
None |
|
Repayment Period* |
From 13 to 36 months |
|
Down Payment |
None |
|
Nominal Interest Rate (annual, fixed) |
With an open current account – 7.70% Without an open current account – 10.00% |
|
Interest Rate Calculation Method |
Proportional method |
|
Loan Processing Fee |
No fee |
|
Loan Repayment Method |
Standing order, administrative ban, personal payment |
|
Monthly Account Maintenance Fee** |
150.00 RSD |
|
Early Repayment Fee |
No fee |
|
Other Costs to be Borne by the Loan Beneficiary |
– Basic Credit Bureau Report cost |
|
Collateral |
– Two promissory notes of the loan beneficiary |
Attention! Borrowing money costs.
* Number of installments after the month in which the loan was disbursed. From the day the loan is released for use until the last day of that month, the Bank charges a one-off interim interest at the rate equal to the nominal interest rate agreed for the loan.
** The monthly fee is included in the calculation of the EIR only if the Beneficiary does not have an open current account with the Bank.
