Cookies policy

The API Bank’s Cookie Policy (hereinafter referred to as “Cookies Policy”) describes the different types of cookies used in connection with a website owned and controlled by the JSC API Bank Belgrade, based in Balkanska 2, Belgrade (hereinafter referred to as “The Bank” or “we”).

By accessing this site, you agree to the use of cookies in accordance with our cookie policy. You may withdraw your consent and disable the use of cookies at any time by following the steps below. Disabling cookies may affect some uses of this website and the services provided on the website.

You have the ability to agree to the use of cookies before entering this site. These rules allow you to approve or deny consent for each cookie category (except for strictly mandatory, nondeductible cookies).
This cookie policy does not apply and we are not responsible for the privacy practices of third-party websites that may be linked to this Website.

If you have any further questions, please contact us at

    Cookies are a standard feature of websites that allow us to store small amounts of data on your computer about your visit to our site. They are widely used because they help the site and improve efficiency by recognizing and remembering information, thus making your use of the site easier (through remembering your chosen settings). Cookies also help us find out which parts of the site are useful and which need improvement, as well as enable targeted ads for you by monitoring your use of the site.

    First-party cookie and third-party cookie
    Cookies are downloaded by your internet browser when you first visit the site. The next time you access the site from the same device, the cookie and the information contained therein are returned to the site that collected them (first-party cookie) or to another site to which they belong (third-party cookie).Third-party cookie providers are placing cookies when you are logged in to their sites and visit our site. We have no influence on the setting of cookies on these web sites. Please visit third party web sites for more information on how they use cookies.First- and third-party cookies allow websites to recognize whether you have previously accessed our site using the same browser and this in many cases affects the content displayed.
    If you decline to use all cookies, neither the first-party nor the third-party cookies will be used. In that case, there will be no difference between the two types of cookies.

    Persistent and session cookies
    Depending on their durability, cookies are classified as “persistent” or “session” cookies.
    A persistent cookie is stored on your computer until it expires or until it is removed.
    The session cookie, on the other hand, is removed when you close your browser.
    In addition to accepting cookies, when you visit our site as described below, you can generally choose whether you accept cookies by changing the settings in your browser.

    Refusing to use cookies
    You have the option to agree to the use of cookies that will allow you to use all the features of our website without restrictions when visiting our site. If you refuse to use Strictly Necessary Cookies, this may affect the functionality and your user experience while using our site. The rejection of other cookies may not affect your user experience and functionality while using our site.
    If you refuse to use all cookies, the first and third party cookies will be deactivated. In addition, first-party cookies will be deleted. We are unable to delete any third party cookies. For this reason, you must delete the third party cookies yourself. This can only be done within your browser settings (see the next paragraph).

    Deactivate and / or remove cookies through your browser
    If necessary, you may change the cookie settings in your browser. Your internet browser allows you to change your cookie settings. Such settings are usually found in the menu of your internet browser under the following items: “options”, “tools” or “preferences”. You can also see the “help” item in the menu. Different search engines may use different mechanisms to disable cookies.

    Please visit following links for more information on how to manage your cookie settings:

    Cookie settings in Internet Explore

    Cookie settings in Firefox

    Cookie settings in Chrome

    Cookie settings in Safari

    When it comes to browser settings, the same principles are applying to deleting previous cookies and deactivating new cookies. Please follow the appropriate guidelines of your browser as described above.
    Also, there are online tools for cleaning all the cookies left by the websites you visit, such as
    When you visit our site from another computer, you need to redo your settings.

    Below are stipulated the different types of cookies that we and third parties are using on the site: Strictly Required Cookies and Performance Cookies.

    Strictly necessary Cookies:
      Strictly necessary cookies provide features, without which you would not be able to use this site and, among other things, ensure that when you select settings on a particular website, a version containing the same amount of broadband data corresponding to the version of Internet connection you are using is displayed. Moreover, such a cookie is also responsible for changing the page from http to https in case of a page change. Additionally, these types of cookies contain information about your decision to use cookies on our site.

    Specifically, the strictly necessary cookies we use are:
    1. Cookies solely used to transmit communications online; and
    2. Cookies that are strictly necessary to provide you with the service you have specifically requested (e.g., if these cookies are disabled, we will not be able to provide you with the service you have specifically requested).

    Use of the strictly necessary cookies for the above described purposes is based on our reasonable efforts to ensure that you have the proper technical functioning, access and use of our site and to provide you with the services you have specifically requested.

    Performance cookies: These cookies are used in purpose of providing statistics on the performance of our site (e.g., counting visits, source of visits).
    The following tables list all the different types of cookies that we and third parties use on our site, along with information about their retention periods (i.e. how long each cookie will remain on your device), their origins (first- or third-party cookies) and the existence of data transmission outside the European Economic Area.

    Strictly necessary Cookies: These cookies are necessary for the operation of the web site and cannot be excluded in our systems. They are usually posted in response to actions you take, up to requests for services, such as setting the privacy settings you want, logging in, or filling out forms. You can set your browser to block or alert these cookies, but in that case some parts of the site may not work.

    Cookies used


    Performance cookies: These cookies allow us to count visits and traffic sources so that we can measure and improve site performance. They help us know which pages are the most and least popular and see how visitors navigate through the site. All information collected by these cookies is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you visited our site.

    Cookies used




    Collected data is only stored for as long as is necessary to achieve the purpose of its collection.
    The collected information is held in a safe environment. This information is protected from unauthorized access, disclosure, use, alteration or destruction by any organization or individual.
    You have the right to demand access to, correction or deletion of your collected data, the right to limit processing, the right to object, the right to data portability, as well as the right to file a complaint to the Commissioner, in accordance with applicable legislation.
    If necessary, we will make changes to the Cookie Policy, which will be effective when published on our website. We recommend that you periodically check this page to keep up with potential changes.
    The last update of the Cookies Policy was made on 08/19/2019.