Clients with a current account in API Bank a.d. Beograd may request overdraft after the payment of the first salary. The amount of the allowed overdraft may be up to the amount of average monthly personal income from regular employment for the previous 6 months.
Minimum earnings: 200 EUR in dinar equivalent value
Security: 1 personal bill
Amount: 5,000-180,000 dinars
Period: maximum 12 months