Current accounts

The power of advanced money management
Open an account

Current accounts

The power of advanced money management
Open an account
Fast and easy
Open a current account with API Bank a.d. Beograd quickly and easily and experience superior client service.
Easy access
Our current accounts have been created to meet the diverse needs of all our clients while providing easy access to a wide range of banking products and services.

Documents

Request for establishment of business relationship/update information for private individuals
(PDF / 280.46 KB)

Overdraft

Arranged overdraft per current account

Clients with a current account in API Bank a.d. Beograd may request overdraft after the payment of the first salary. The amount of the allowed overdraft may be up to the amount of average monthly personal income from regular employment for the previous 6 months.

Minimum earnings: 200 EUR in dinar equivalent value
Security: 1 personal bill

Amount: 5,000-180,000 dinars
Period: maximum 12 months

Interest rate:

  • With arranged overdraft − 24% per annum, fixed, NIR
  • With unarranged overdraft − 40% per annum, fixed
  • The processing fee for arranged overdraft − 1%, min RSD 200
Administrativna zabrana R-K-003a-10 API
(PDF / 202.2 KB)
Potvrda o zaposlenju radnom stazu i visini primanja
(PDF / 211.79 KB)
Zahtev za kreditne proizvode
(PDF / 252.47 KB)

Deposit security

The Bank participates in the compulsory deposit insurance system established by Deposit Insurance Agency in the Republic of Serbia.