Employees and pensioners whose regular monthly income is up to 100,000 RSD
|
Type of loan |
Long-term cash loan |
|
Purpose of the loan |
Non-purpose loan |
|
Loan beneficiary* |
Employees and pensioners whose regular monthly income is up to 100,000 RSD |
|
Loan amount |
From 60,000 to 1,000,000 RSD |
|
Currency in which the loan is contracted |
RSD |
|
Loan indexation method |
None |
|
Repayment period** |
From 13 to 36 months |
|
Down payment |
None |
|
Nominal interest rate (annual, fixed) |
7.50% |
|
Interest calculation method |
Proportional method |
|
Loan application processing fee |
No fee |
|
Loan repayment method |
Standing order, administrative ban, personal payment |
|
Monthly fee for maintaining a payment account |
150.00 RSD |
|
Early repayment fee |
No fee |
|
Other costs borne by the loan beneficiary |
– Basic Credit Bureau report cost |
|
Collateral |
– Two promissory notes of the loan beneficiary |
Attention! Borrowing money costs.
* Salary transfer is not a condition for loan approval
** After the month in which the loan is disbursed
***The monthly fee is included in the APR calculation only if the Beneficiary does not have an open payment account with the Bank
