Long-Term Refinancing Loan with Fixed Interest Rate
|
Type of Loan |
Long-term refinancing loan |
|
Purpose of the Loan |
Refinancing of credit obligations related to current accounts, credit cards, loan parties, leasing – with the possibility of disbursement of additional funds up to the approved amount |
|
Loan Beneficiary |
Employees and pensioners with regular monthly income |
|
Loan Amount |
From 60,000 to 1,170,000 RSD |
|
Currency of the Loan |
RSD |
|
Indexation Method |
None |
|
Repayment Period* |
From 13 to 36 months |
|
Down Payment |
None |
|
Nominal Interest Rate (annual, fixed) |
With an open current account – 7.70% Without an open current account – 10.00% |
|
Interest Calculation Method |
Proportional method |
|
Loan Application Processing Fee |
No fee |
|
Loan Repayment Method |
Standing order, administrative ban, personal payment |
|
Monthly Account Maintenance Fee** |
150.00 RSD |
|
Early Repayment Fee |
No fee |
|
Other Costs Payable by the Loan Beneficiary |
– Credit Bureau Basic Report fee |
|
Collateral |
– Two promissory notes of the loan beneficiary |
Attention! Borrowing money costs.
* Number of installments after the month in which the loan was disbursed. From the date of disbursement until the last day of that month, the Bank calculates a one-time interim interest equal to the nominal interest rate contracted for the loan.
** The monthly fee is included in the calculation of the EIR only if the Beneficiary does not have an open current account with the Bank.
