API Bank Loans

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Apply now

API Bank Loans

It’s easier with us!
Apply now

Short-term cash loan with a fixed interest rate

Attention! Borrowing money costs.

Type of loan

Short-term cash loan

Loan purpose

Non-purpose loan

Loan beneficiary*

Employees and pensioners with regular monthly income up to 100,000 RSD

Loan amount

From 10,000 to 450,000 RSD

Loan currency

RSD

Loan indexation method

None

Repayment period**

From 3 to 12 months

Down payment

None

Nominal interest rate (annual, fixed)

7.50%

Interest calculation method

Proportional method

Application processing fee

No fee

Loan repayment method

Standing order, administrative ban, personal payment

Monthly account maintenance fee**

150.00 RSD

Early repayment fee

No fee

Other costs borne by the Loan beneficiary

– Credit Bureau Basic Report fee
– Promissory note fee, 2 pieces

Collateral

– Two promissory notes of the loan beneficiary
– Administrative ban


Attention! Borrowing money costs.

* Salary transfer is not a condition for loan approval
** After the month in which the loan is disbursed
*** Monthly fee is included in the APR calculation only if the Beneficiary does not have an open account with the Bank

REPRESENTATIVE EXAMPLE