Smart Saving

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Smart Saving

Build Your Future!
Start saving now

Savings in EUR

Term deposit with interest payment after the expiry of the term of the available 30% during the term deposit

Deposit calculator

Deposit amount
Deposit term
6 months 12 months 18 months 24 months 36 months
months
Nominal Interest Rate (on a yearly basis, fixed)
3.90 %
Effective interest rate (on a yearly basis)
3.31 %
Tax Liability 15%
105
Total savings after the expiry of the term deposit increased by interest (upon deduction of tax)
105 000.83
* All information is for reference only and shall not be treated as a public offer.

Savings – Conditions and representative example

  • Costs that are to be borne by the user, known at the time of advertising, and which are included in the calculation of the effective interest rate: Currently valid tax liability, 15.00%
  • Costs that are to be borne by the user and are not known at the time of advertising: No additional costs
  • With term deposits, in addition to the term account, a current foreign currency account is opened for the client, to which the allocated interest and principal are transferred following the term.
  • The client may raise the funds during the entire deposit period, all at once (all 30%) or multiple times, so the sum does not exceed 30% of the initial deposit.

Deposit security

The Bank participates in the compulsory deposit insurance system established by Deposit Insurance Agency in the Republic of Serbia.