Smart Saving

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Smart Saving

Build Your Future!
Start saving now

Savings in EUR

TERM SAVINGS IN EUR – MONTHLY INTEREST PAYMENT


Savings – Conditions and representative example

  • Costs to the user known at the time of advertising and included in the calculation of the effective interest rate: Currently valid tax liability 15.00%
  • Costs to the user that is not known at the time of advertising, including costs in case of early withdrawal of deposits: No additional costs
  • When depositing funds, in addition to the term deposit account, the client also opens a foreign currency savings account without the costs of opening and monthly maintenance, to which the monthly calculated net interest and principal upon maturity of the deposit is automatically transferred. The client can withdraw the interest paid from the foreign currency savings account immediately.
  • At the written request of the client, it may be possible to dispose of term deposits before the expiry of the term deposit (maturity), whereby the client is paid a deposit reduced by the amount of interest paid until the date of maturity and the agreed interest is not calculated.
  • Interest is calculated and paid to the client on a monthly basis within one day from the day that corresponds to the day of deposit.

Deposit security

The Bank participates in the compulsory deposit insurance system established by Deposit Insurance Agency in the Republic of Serbia.