Revolving credit is a type of credit that can be used repeatedly up to a certain limit as long as the account is open and payments are made on time.
The minimum amount is RSD 150,000
The maximum amount is RSD 600,000
Grace period is up to 45 days
If a client settles the total spending (purchase and cash) in the current month till the 15th day of the following month, this amount will not be calculated with imputed interest. This means that for all transactions made in the current month – if they are fully settled by the 15th of next month – imputed interest will not be calculated.
With the VISA Classic credit card package, clients receive UNIQA insurance (travel insurance, card loss / theft) and SMS notifications.
An interest-free period
is provided for new clients from the following categories:
VIP Premium – 6 months
VIP Silver – 3 months
VIP Standard – 1 month
For all users of VISA Classic credit cards, we have prepared an insurance package that includes:
Theft / loss of a card
Travel health insurance with a premium of EUR 30,000 (for users and family members with whom the cardholder travels)
Travel service (travel organization) – 1 call per month
Organization of legal and medical assistance – 1 call per month
Unlawful use of a mobile phone or a SIM card by a third party
Fraud / skimming
Flight and luggage
Loss or theft of luggage
Luggage delay for more than 12 hours
Flight delay of over 4 hours and the connected flight missed because of delay
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