API Bank Loans

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API Bank Loans

It’s easier with us!
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Cash Loans

Short-term cash loan with a fixed interest rate
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Short-term cash loan with a fixed interest rate For clients with income up to 100,000 RSD
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Long-term cash loan with a fixed interest rate
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Long-term cash loan with a fixed interest rate For clients with income up to 100,000 RSD
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Refinancing Loans

Long-term refinancing loan with a fixed interest rate
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Long-term refinancing loan with a fixed interest rate For clients with income up to 100,000 RSD
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Housing loans in RSD with currency clause in Eur

Housing loans for residents, citizens of the Republic of Serbia with income in the Republic of Serbia
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Housing loans for residents, foreign citizens with income in the Republic of Serbia
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Housing loans for residents citizens of the Republic of Serbia and foreign citizens with income outside of the territory of the Republic of Serbia
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Housing loans for resident citizens of the Republic of Serbia with income in the Republic of Serbia For clients with income up to 100,000 RSD
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Foreign currency housing loans in Euro

Housing loans for non-residents with income in the Republic of Serbia
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Housing loans for non-residents with income outside of the territory of the Republic of Serbia
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Olakšice u otplati kredita

Obaveštenje o primeni olakšica u otplati kredita
U skladu sa Odlukom Narodne banke Srbije o olakšicama u otplati kredita („Sl. glasnik RS“, br. 78/2025), API Bank a.d je počela sa primenom razumnih mera koje olakšavaju otplatu kredita, za one korisnike koji imaju poteškoća u otplati. Ukoliko nastupe okolnosti koje korisnika kredita dovode u teško imovinsko stanje, odnosno druge bitne okolnosti na koje korisnik ne može ta utiče, pri čemu se posebno uzimaju u obzir lične okolnosti korisnika, korisnik ima pravo da zatraži olakšice u otplati kredita.
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